Spending is scattered across cash, credit, debit and Revolut — nothing shows it all in one place.
SolvedOne unified ledger across every payment method.
Private · On-device AI · Ready in seconds
See where every euro goes.
Snap a receipt and on-device AI fills in the details. Log by voice or a tap with Siri & Shortcuts — even right after you pay — and get a heads-up before subscriptions renew.
Free to start · Fully offline · Private by design
The problem
Tracking your spending is broken.
Your money is scattered across cards, cash and apps — and the totals you get can't be trusted. SnapSpend fixes both.
Bank statements arrive as messy PDFs and CSVs — a different format for every bank.
SolvedOne-tap import auto-detects the layout and cleans up cryptic merchant names.
Cash slips through the cracks, and paper receipts fade, tear or vanish.
SolvedSnap a receipt in seconds — the photo's kept for returns, warranty and expenses.
Totals lie: transfers look like spending, refunds aren't subtracted, purchases get counted twice.
SolvedA correctness engine strips out transfers, nets refunds and catches duplicates.
You spend in several currencies, so the real cost back home is never clear.
SolvedEverything rolls up into one base currency, at the exact rate.
Most trackers are too much work — so you quit after a week.
SolvedCapture is instant: scan, import, or a two-tap manual entry. Nothing to reconcile by hand.
Features
Everything you need — nothing you don't.
A complete, trustworthy spending tracker that runs entirely on your device.
Receipt scan + AI OCR
Point your camera at a receipt; on-device AI reads the merchant, total, date and items. You confirm before it's saved.
Insights, trends & budgets
Spending by category, method and currency, a 6-month trend, and an optional monthly budget with gentle alerts.
Unified ledger + search
Cash, cards and imports in one searchable list. Filter by merchant, category, account, tag or amount.
Statement import (PDF/CSV)
Drop in a Revolut, BOI or AIB export — it detects the format and turns every line into a clean transaction.
Multi-currency + FX
Spend in CNY, USD, EUR and more. Everything rolls up to one base currency, with FX fees on their own line.
Smart auto-categorize
Every transaction is categorized from its merchant and receipt text. Categories are editable, tags are free-form.
Home Screen widget
See this month's spending and budget at a glance — then scan a receipt or add an expense in one tap, straight from your Home Screen.
Siri & Shortcuts
Log spending by voice, a Home-Screen button, or an automation — even right after you tap to pay. Ask Siri how much you've spent.
De-duplication
The same purchase from a receipt and a statement is caught — fuzzy matches included — so nothing counts twice.
Transfer detection
Transfers between your own accounts — and card payoffs — are linked and kept out of spending.
Refund linking
Link a refund or return to its original purchase — even partial ones — and totals stay honest.
Subscriptions & drift
Recurring charges are detected automatically, with alerts for price hikes and a yearly-cost estimate.
Split expenses
Share a bill and count only your part — the rest is tracked as owed back, so your totals stay honest.
Receipts you keep
Every receipt photo is stored with its transaction — zoom in and share it as proof for a return or warranty claim.
Encrypted backup & export
Passphrase-encrypted, Face ID-protected backups, plus CSV/PDF export for your accountant. No lock-in.
Audit trail
Every change is logged and badged Auto or You — so you always know why a number is what it is.
How it works
Three taps from receipt to insight.
1
Snap or import
Scan a receipt, import a bank statement, or add a quick manual entry.
2
Confirm
On-device AI fills in the details and suggests a category. Tweak anything, then save.
3
Understand
See totals you can trust, trends and budgets — all in one base currency.
A closer look
Made to feel right at home on iPhone.
Privacy
Your money is nobody's business but yours.
SnapSpend is local-first. There's no account and no server of ours holding your data — receipt reading happens on your iPhone, and the only network call we make is an anonymous exchange-rate lookup.
- No account, no bank logins — ever.
- On-device OCR — receipt photos never leave your phone.
- No ads, no analytics, no tracking. Zero data collected.
- Optional iCloud sync uses your own private iCloud — off by default.
- Encrypted backups and open CSV/PDF export — your data, no lock-in.
Local-first by design
The only network calls are an anonymous FX lookup and — if you switch it on — your own private iCloud sync. Nothing comes to us.
Pricing
Start free. Upgrade only if you want more.
Everything that protects or exports your data is free — forever.
Free
€0
The full-featured tracker — genuinely free.
Download
- Unlimited manual entry
- Receipt scan + AI OCR
- Statement import (PDF/CSV)
- Correctness engine & multi-currency
- Insights, encrypted backup & export
Most popular
Pro
€9.99/ year~80% less than similar apps
Or €24.99 once, for life.
Go Pro
- Everything in Free, plus:
- iCloud multi-device sync
- Subscription & bill-drift alerts
- Split & shared bills
- Advanced custom reports (coming soon)
Compare plans
| Feature | Free | Pro |
|---|---|---|
| Unlimited manual entry | ||
| Receipt scan + AI OCR | ||
| Statement import (PDF / CSV) | ||
| Unified ledger + search | ||
| Auto-categorize & tags | ||
| Multi-currency + FX | ||
| Correctness engine (dedup / transfers / refunds) | ||
| Insights, trends & budgets | ||
| Encrypted backup & restore | ||
| CSV / PDF export | ||
| iCloud multi-device sync | ||
| Subscription & bill-drift alerts | ||
| Split & shared bills | ||
| Advanced custom reports | Soon |
One purchase unlocks Pro — subscribe or buy once, same features either way. Prices vary by region.
How our price compares
| App | Yearly | Lifetime |
|---|---|---|
| SnapSpend | €9.99 | €24.99 |
| YNAB | ≈€105 | — |
| Monarch Money | ≈€100 | — |
| Copilot Money | ≈€90 | — |
| PocketGuard | ≈€75 | ≈€99 |
| Spendee | ≈€23–45 | — |
Competitor prices are approximate yearly plans in EUR; they vary by region and can change. Most alternatives offer no lifetime option at all.
FAQ
Questions, answered.
Is my financial data safe?
Yes. SnapSpend is local-first: no account, no server. Your transactions and receipt photos stay on your iPhone, and backups are encrypted with your own passphrase behind Face ID.
Do I have to connect my bank?
Never — there are no bank logins. Import a statement (PDF/CSV) or scan a receipt; you stay in control of what goes in.
Does it work without internet?
Fully. Receipt reading and everything else runs on-device. Our only network call is an anonymous exchange-rate lookup — currency codes and dates, no personal data. (Optional iCloud sync, if you turn it on, uses your own iCloud.)
Which banks are supported?
Revolut, Bank of Ireland and AIB have calibrated profiles, and the smart importer handles generic PDF/CSV statements too — including scanned, image-only PDFs, via on-device OCR.
What's free versus Pro?
Everything you need to track spending — scanning, import, the correctness engine, multi-currency, insights, encrypted backup and export — is free. Pro adds iCloud multi-device sync today, with more (bill-drift alerts, split bills, advanced reports) coming soon.
Can I get my data out?
Always. Export to CSV or PDF for your accountant, or make a portable encrypted backup any time. Your data is never held hostage.
Take control of your spending today.
Free to start. No account. Runs entirely on your iPhone.
Download on theApp StoreRequires iOS 17 or later.